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Medicare generally doesn’t cover long-term care, including custodial care and some non-medically necessary services like routine dental, vision, and hearing care. Additionally, Medicare doesn’t cover cosmetic surgery, prescription drugs (under original Medicare), and care received outside the US. Here’s a more detailed breakdown of what Medicare typically doesn’t cover: • Long-term care: This includes services like nursing home care, assistance with daily living activities (bathing, dressing, eating), and care in an assisted living facility. While some Medicare Advantage plans may offer some long-term care benefits, they are not universally included in Original Medicare. • Dental Care: Medicare generally doesn’t cover routine dental services, such as teeth cleanings, fillings, or tooth extractions. • Vision Care: Medicare typically doesn’t cover routine eye exams, contact lenses, or eyeglasses. • Hearing Aids: Medicare doesn’t cover the cost of hearing aids or hearing exams for fitting them. • Prescription Drugs (Under Original Medicare): Original Medicare (Parts A and B) does not cover the cost of most prescription drugs. However, prescription drug coverage is available through Medicare Part D, which is an optional, separate program. • Cosmetic Surgery: Medicare generally doesn’t cover cosmetic surgery if it’s solely for appearance and not medically necessary. • Routine Physical Exams: While Medicare does provide an Annual Wellness Visit, routine physical exams are not covered under Original Medicare. • Care Outside the US: Medicare typically doesn’t cover healthcare services received outside the United States. • Massage Therapy, Chiropractic Services, and Acupuncture: Medicare generally doesn’t cover these alternative therapies unless they are medically necessary. • Non-Medically Necessary Services: Medicare generally doesn’t cover services or supplies that are not considered medically necessary.
